Are you contemplating relocating from one of these cities to the other? Each city has its unique charm and financial implications. While the heart may yearn for one, the pocket may have preferences too. Dive into this comparative guide by Housewise that helps you decipher the cost dynamics of both cities.

Cost of Living in Mumbai vs Bangalore: An In-depth Analysis by Housewise

Understanding the financial implications can make your decision smoother. We’ve categorized the costs to help you get a clearer picture.

1. Rent Differences: Bangalore Vs. Mumbai

In Bangalore’s central districts, a 1BHK apartment may vary between Rs. 15,000 to Rs. 30,000 monthly. Variability often depends on the exact location and space dimensions. Explore rental options in Bangalore with Housewise here.

However, the same accommodation specifications in Mumbai might compel you to shell out Rs. 35,000 to Rs.65,000. Clearly, Mumbai’s housing demands a premium, being over 50% pricier than Bangalore.

2. Gastronomic Costs: Bangalore Vs. Mumbai

Luxurious dining for two, say at the Taj or equivalent in Bangalore, could oscillate between Rs. 1800 to Rs.3500. Mumbai’s equivalent experience might start at Rs.2500. For those leaning towards economical dining options, Bangalore could cater to your palate within Rs.60 to Rs.300. Mumbai’s range could be slightly elevated, from Rs.100 to Rs.350. Notably, Mumbai’s culinary landscape remains vibrant, even post-midnight.

3. Essential Utilities: Bangalore Vs. Mumbai

Evaluating cities involves more than just the fun aspects. Let’s delve into the more mundane, yet essential, utilities:


Mumbai residents often pay a premium on electricity, with monthly bills ranging from Rs. 1,800 to Rs. 5,000, contingent on consumption and home size. However, uninterrupted power is a hallmark. Bangalore, on the flip side, offers electricity at more conservative prices, generally between Rs. 900 to Rs. 2,000.


In Mumbai, most apartment complexes include water costs in the monthly maintenance, but independent houses might have separate bills. Costs could range from Rs. 500 to Rs. 1,500. Bangalore, in contrast, usually sees water bills from Rs. 300 to Rs. 500 for a typical family.

4. Entertainment Avenues: Bangalore vs Mumbai

Mumbai, the Bollywood cradle, promises a myriad of entertainment, often at more pocket-friendly rates. Yet, it’s Bangalore that holds the title of the world’s pub capital. While movie outings might be pricier in Bangalore, the city compensates with more affordable craft beers.

Housewise’s Expert Take on Living in Mumbai and Bangalore

Shopping in Mumbai: The city offers a shopping spectrum from vibrant Colaba street stalls to high-end luxury stores. For an enriched shopping spree, allocating Rs 2,000–3,000 monthly should suffice.

Shopping in Bangalore: Bangalore presents a blend of modern retail hubs and traditional markets. MG Road and Commercial Street are popular haunts. A typical monthly budget might hover around Rs 5,000, although upscale mall shopping could tilt the scales further.

On the whole, Mumbai commands about a 20% higher cost of living than Bangalore. However, no matter your preference, Housewise pledges to find you the ideal home within your budget, ensuring no broker hassles.

FAQs with Housewise

Q1. What’s an ideal salary for a comfortable life in Bangalore?

Answer: For a bachelor, about Rs.3.5 lakh annually suffices, but for a more luxurious lifestyle, it’s closer to Rs.9 lakh. Families, especially with schooling kids, should consider incomes starting at Rs.12 lakh.

Q2. How much does living comfortably in Mumbai cost?

Answer: A bachelor in Mumbai should aim for at least Rs.6 lakh yearly. However, families, considering education and housing, might look at a range of Rs.14 lakh to Rs.40 lakh.

Q3. Which city is pricier: Bangalore or Mumbai?

Answer: Mumbai, ranking 60th globally in living expenses, undeniably surpasses Bangalore, positioned at 171st. Mumbai’s cost of living is approximately 20% higher.

Q4. Between Mumbai and Bangalore, which city demands a higher transportation cost?

Answer: Mumbai’s local trains are economical, while Bangalore’s metro offers extensive connectivity. Taxis in Mumbai, however, are pricier than in Bangalore.

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